Test-Optional Colleges with the Lowest Student Debt

Test-Optional Colleges with the Lowest Student Debt, ranked by median federal student debt. Reported borrower debt; excludes private loans and does not measure all students. Four-year colleges with at least 1,000 undergraduates. Online-only schools are excluded. This page lists all 811 colleges in the ranking. Search and filter the list.

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1Berea CollegeBerea, Kentucky$3,59119%1249$6k$43k58%1,513277 mi 2University of Puerto Rico-CarolinaCarolina, Puerto Rico$5,50055%932$13k$31k37%2,4044 mi 3Wellesley CollegeWellesley, Massachusetts$10,00014%1520$25k$85k92%2,30013 mi 4Johns Hopkins UniversityBaltimore, Maryland$10,2506%1553$19k$88k94%5,6935 mi 5CUNY Queens CollegeQueens, New York$10,29864%1120$4k$63k53%12,5503 mi 6Princeton UniversityPrinceton, New Jersey$10,3205%1553$6k$110k98%5,70922 mi 7CUNY New York City College of TechnologyBrooklyn, New York$10,53380%1010$5k$49k21%13,580< 1 mi 8CUNY Lehman CollegeBronx, New York$10,95057%970$3k$58k51%10,6961 mi 9CUNY Medgar Evers CollegeBrooklyn, New York$10,98886%920$6k$46k20%3,2333 mi 10CUNY Hunter CollegeNew York, New York$11,00054%1280$3k$63k57%16,2891 mi 11CUNY John Jay College of Criminal JusticeNew York, New York$11,00057%1080$3k$56k56%11,590< 1 mi 12CUNY Brooklyn CollegeBrooklyn, New York$11,00058%1140$3k$61k54%10,5433 mi 13Rice UniversityHouston, Texas$11,0008%1553$13k$90k95%4,77620 mi 14CUNY York CollegeJamaica, New York$11,00064%880$4k$57k32%4,3454 mi 15Brigham Young UniversityProvo, Utah$11,06968%1376$16k$76k81%32,952547 mi 16Brown UniversityProvidence, Rhode Island$11,4285%1546$25k$93k96%7,2261 mi 17CUNY Bernard M Baruch CollegeNew York, New York$11,51248%1280$3k$76k72%16,1541 mi 18Pomona CollegeClaremont, California$11,7827%1534$19k$78k93%1,66633 mi 19CUNY City CollegeNew York, New York$11,99060%1260$4k$66k57%12,505< 1 mi 20Stanford UniversityStanford, California$12,0004%1553$14k$124k92%7,5544 mi 21Williams CollegeWilliamstown, Massachusetts$12,7618%1533$18k$89k94%2,07698 mi 22The University of Texas Rio Grande ValleyEdinburg, Texas$12,95094%985$5k$50k51%28,66645 mi 23Yale UniversityNew Haven, Connecticut$12,9754%1534$24k$101k96%6,7581 mi 24Duke UniversityDurham, North Carolina$13,0006%1548$30k$98k97%6,442111 mi 25Claremont McKenna CollegeClaremont, California$13,50010%1527$29k$105k91%1,38834 mi 26Scripps CollegeClaremont, California$13,50038%1492$36k$78k83%1,11334 mi 27Haverford CollegeHaverford, Pennsylvania$13,62112%1513$25k$80k90%1,4309 mi 28Amherst CollegeAmherst, Massachusetts$13,7409%1533$23k$78k94%1,91169 mi 29Middlebury CollegeMiddlebury, Vermont$13,85711%1508$31k$76k91%2,73895 mi 30University of North Carolina at Chapel HillChapel Hill, North Carolina$14,00015%1439$12k$72k91%20,752115 mi 31Cornell UniversityIthaca, New York$14,0009%1535$29k$104k95%15,99561 mi 32Vanderbilt UniversityNashville, Tennessee$14,0006%1549$16k$92k94%7,208380 mi 33Bates CollegeLewiston, Maine$14,27513%1468$29k$69k90%1,76018 mi 34Utah State UniversityLogan, Utah$14,34092%1187$15k$54k59%20,272572 mi 35College of Staten Island CUNYStaten Island, New York$14,35092%1040$6k$54k34%9,6572 mi 36University of Hawaii-West OahuKapolei, Hawaii$14,50095%985$10k$52k50%2,5193 mi 37University of Washington-Bothell CampusBothell, Washington$14,61591%—$12k$78k65%5,4579 mi 38Farmingdale State CollegeFarmingdale, New York$14,71863%1147$11k$70k53%9,5527 mi 39Thomas Jefferson UniversityPhiladelphia, Pennsylvania$14,74481%1243$29k$77k69%3,7551 mi 40Northwestern UniversityEvanston, Illinois$15,0008%1533$29k$89k95%9,2011 mi 41University of ChicagoChicago, Illinois$15,0004%1554$15k$92k96%7,5691 mi 42Colgate UniversityHamilton, New York$15,00014%1508$29k$85k91%3,18061 mi 43Mississippi University for WomenColumbus, Mississippi$15,00090%1090$12k$46k47%1,605192 mi 44Pontifical Catholic University of Puerto Rico-PoncePonce, Puerto Rico$15,50098%1300$13k$25k49%3,8742 mi 45Touro UniversityNew York, New York$15,54761%1348$30k$53k72%4,0401 mi 46Tennessee Technological UniversityCookeville, Tennessee$15,65076%1151$14k$49k58%8,698365 mi 47University of PennsylvaniaPhiladelphia, Pennsylvania$15,7155%1553$29k$111k97%10,6503 mi 48Sul Ross State UniversityAlpine, Texas$15,90099%1024$13k$42k30%1,396408 mi 49Lafayette CollegeEaston, Pennsylvania$16,00031%1424$34k$91k88%2,75748 mi 50Tufts UniversityMedford, Massachusetts$16,25011%1513$40k$83k94%7,0615 mi 51Eastern New Mexico University-Main CampusPortales, New Mexico$16,50092%964$5k$39k45%3,357545 mi 52University of Illinois ChicagoChicago, Illinois$16,70477%1250$11k$69k62%22,1702 mi 53Abraham Baldwin Agricultural CollegeTifton, Georgia$16,75076%990$7k$35k36%3,20899 mi 54Carleton CollegeNorthfield, Minnesota$16,75020%1517$25k$76k90%2,086164 mi 55University of Virginia's College at WiseWise, Virginia$16,75029%1050$9k$45k47%1,101292 mi 56University of the Virgin IslandsCharlotte Amalie, U.S. Virgin Islands$16,80099%938$7k$39k28%1,5181 mi 57Indiana University-KokomoKokomo, Indiana$16,96186%1065$4k$50k46%2,35296 mi 58Wesleyan UniversityMiddletown, Connecticut$17,00016%1501$30k$74k93%3,06719 mi 59Southeastern Oklahoma State UniversityDurant, Oklahoma$17,00076%1087$8k$45k32%3,018304 mi 60Hamilton CollegeClinton, New York$17,00014%1506$29k$78k91%2,03054 mi 61New Mexico State University-Main CampusLas Cruces, New Mexico$17,09589%1011$9k$39k55%11,946378 mi 62Metropolitan State UniversitySaint Paul, Minnesota$17,10099%1020$17k$65k44%5,616131 mi 63The University of Texas at TylerTyler, Texas$17,13794%1114$13k$57k54%7,440177 mi 64SUNY Polytechnic InstituteUtica, New York$17,25081%1201$14k$64k55%1,84957 mi 65Northeastern State UniversityTahlequah, Oklahoma$17,367100%1049$13k$45k35%4,772415 mi 66University of Virginia-Main CampusCharlottesville, Virginia$17,50017%1480$22k$87k96%17,59767 mi 67University of MiamiCoral Gables, Florida$17,50019%1415$37k$75k84%12,9132 mi 68Washington University in St LouisSt. Louis, Missouri$17,50012%1530$22k$86k94%7,857258 mi 69Dartmouth CollegeHanover, New Hampshire$17,5005%1534$30k$97k96%4,54188 mi 70Gordon State CollegeBarnesville, Georgia$17,50086%1023$8k$38k20%2,544190 mi 71Grinnell CollegeGrinnell, Iowa$17,50015%1486$18k$63k88%1,729254 mi 72Swarthmore CollegeSwarthmore, Pennsylvania$17,5007%1534$23k$80k92%1,6133 mi 73The University of Texas at ArlingtonArlington, Texas$17,52780%1124$14k$63k54%32,294239 mi 74Smith CollegeNorthampton, Massachusetts$17,55021%1500$28k$64k89%2,54467 mi 75Central Methodist University-College of Graduate and Extended StudiesFayette, Missouri$17,61988%1120$15k$49k0%2,092324 mi 76Central Methodist University-College of Liberal Arts and SciencesFayette, Missouri$17,61957%1048$23k$49k51%1,040324 mi 77East Central UniversityAda, Oklahoma$17,67158%1049$9k$45k34%2,467360 mi 78University of North GeorgiaDahlonega, Georgia$17,75068%1106$10k$50k37%16,146227 mi 79The University of Texas Permian BasinOdessa, Texas$17,75095%1033$13k$56k40%3,911400 mi 80Texas A&M University-College StationCollege Station, Texas$17,80457%1280$21k$72k84%59,61597 mi 81University of Houston-Clear LakeHouston, Texas$17,83191%1060$16k$59k52%6,0785 mi 82Lynn UniversityBoca Raton, Florida$17,94073%1134$44k$49k52%2,8593 mi 83The University of Texas at DallasRichardson, Texas$18,00065%1286$18k$68k76%21,751245 mi 84The University of Texas at El PasoEl Paso, Texas$18,000100%962$9k$51k50%21,005361 mi 85University of Southern CaliforniaLos Angeles, California$18,00010%1495$33k$92k92%20,44310 mi 86Barnard CollegeNew York, New York$18,0009%1520$29k$81k93%3,264< 1 mi 87Indiana University-EastRichmond, Indiana$18,00067%1061$8k$47k40%2,589146 mi 88University of HoustonHouston, Texas$18,19474%1250$14k$62k65%38,38017 mi 89Stony Brook UniversityStony Brook, New York$18,22849%1419$19k$75k76%18,1012 mi 90Emory UniversityAtlanta, Georgia$18,25011%1520$23k$80k91%7,298219 mi 91Yeshiva UniversityNew York, New York$18,25056%1426$50k$71k83%2,852< 1 mi 92Rockhurst UniversityKansas City, Missouri$18,25070%1120$26k$67k75%1,580414 mi 93Bluefield State UniversityBluefield, West Virginia$18,25097%989$14k$38k37%1,042218 mi 94Colorado CollegeColorado Springs, Colorado$18,25718%1365$33k$65k88%2,014705 mi 95Fort Lewis CollegeDurango, Colorado$18,38977%1111$17k$46k36%3,079515 mi 96Texas A&M University-San AntonioSan Antonio, Texas$18,40193%955$11k$54k40%6,599114 mi

US Department of Education College Scorecard and IPEDS. Missing or suppressed values are excluded. A ranking is a comparison of the named measure, not an overall quality score.