Large Universities with the Lowest Debt Relative to Earnings

Large Universities with the Lowest Debt Relative to Earnings, ranked by debt / annual earnings. Median federal debt divided by median 10-year annual earnings. These are different cohorts; this is not a repayment timeline. Four-year colleges with at least 10,000 undergraduates. Online-only schools are excluded. This page lists all 214 colleges in the ranking. Search and filter the list.

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1Cornell UniversityIthaca, New York0.13×9%1535$29k$104k95%15,99561 mi 2University of California-BerkeleyBerkeley, California0.14×11%—$13k$92k93%33,0682 mi 3University of PennsylvaniaPhiladelphia, Pennsylvania0.14×5%1553$29k$111k97%10,6503 mi 4Brigham Young UniversityProvo, Utah0.15×68%1376$16k$76k81%32,952547 mi 5CUNY Bernard M Baruch CollegeNew York, New York0.15×48%1280$3k$76k72%16,1541 mi 6University of California-DavisDavis, California0.16×42%—$15k$81k86%32,25327 mi 7CUNY Queens CollegeQueens, New York0.16×64%1120$4k$63k53%12,5503 mi 8University of California-Los AngelesLos Angeles, California0.17×9%—$13k$83k93%33,4755 mi 9CUNY Hunter CollegeNew York, New York0.17×54%1280$3k$63k57%16,2891 mi 10CUNY Brooklyn CollegeBrooklyn, New York0.18×58%1140$3k$61k54%10,5433 mi 11CUNY City CollegeNew York, New York0.18×60%1260$4k$66k57%12,505< 1 mi 12University of California-San DiegoLa Jolla, California0.18×27%—$12k$85k86%34,9481 mi 13Boston CollegeChestnut Hill, Massachusetts0.18×16%1507$42k$104k91%10,0856 mi 14University of California-IrvineIrvine, California0.19×29%—$14k$81k87%30,1974 mi 15University of Washington-Seattle CampusSeattle, Washington0.19×39%—$14k$78k85%31,9423 mi 16University of California-Santa BarbaraSanta Barbara, California0.19×33%—$16k$75k83%23,113< 1 mi 17CUNY Lehman CollegeBronx, New York0.19×57%970$3k$58k51%10,6961 mi 18San Jose State UniversitySan Jose, California0.19×85%—$14k$79k69%27,60112 mi 19University of North Carolina at Chapel HillChapel Hill, North Carolina0.19×15%1439$12k$72k91%20,752115 mi 20University of Southern CaliforniaLos Angeles, California0.19×10%1495$33k$92k92%20,44310 mi 21CUNY John Jay College of Criminal JusticeNew York, New York0.20×57%1080$3k$56k56%11,590< 1 mi 22University of Virginia-Main CampusCharlottesville, Virginia0.20×17%1480$22k$87k96%17,59767 mi 23California Polytechnic State University-San Luis ObispoSan Luis Obispo, California0.20×31%—$17k$91k86%21,9969 mi 24University of FloridaGainesville, Florida0.21×24%1403$7k$72k91%35,62942 mi 25Georgia Institute of Technology-Main CampusAtlanta, Georgia0.21×14%1480$12k$103k94%18,785222 mi 26CUNY New York City College of TechnologyBrooklyn, New York0.21×80%1010$5k$49k21%13,580< 1 mi 27California State University-FullertonFullerton, California0.22×91%—$7k$63k70%38,54616 mi 28California State University-Los AngelesLos Angeles, California0.22×91%—$4k$59k53%19,56218 mi 29California State University-Long BeachLong Beach, California0.22×46%—$10k$64k69%35,9243 mi 30California State Polytechnic University-PomonaPomona, California0.22×75%—$12k$72k68%25,04227 mi 31George Washington UniversityWashington, District of Columbia0.23×47%1433$37k$91k84%11,1821 mi 32San Francisco State UniversitySan Francisco, California0.23×96%—$12k$68k50%18,6392 mi 33Chamberlain University-IllinoisAddison, Illinois0.23×83%—$32k$92k42%14,02719 mi 34University of Maryland-College ParkCollege Park, Maryland0.23×45%1473$16k$83k89%30,7609 mi 35Binghamton UniversityVestal, New York0.23×39%1415$22k$81k82%14,65594 mi 36San Diego State UniversitySan Diego, California0.23×36%—$15k$65k76%35,3777 mi 37California State University-SacramentoSacramento, California0.23×94%—$9k$65k56%28,35032 mi 38University of MiamiCoral Gables, Florida0.23×19%1415$37k$75k84%12,9132 mi 39University of Michigan-Ann ArborAnn Arbor, Michigan0.23×16%1465$13k$84k93%34,17730 mi 40California State University-NorthridgeNorthridge, California0.23×93%—$7k$59k57%32,69114 mi 41California State University-FresnoFresno, California0.24×95%—$7k$61k57%21,605112 mi 42University of Illinois Urbana-ChampaignChampaign, Illinois0.24×42%1440$14k$81k85%36,258115 mi 43California State University-Dominguez HillsCarson, California0.24×93%—$9k$57k43%12,5387 mi 44University of Illinois ChicagoChicago, Illinois0.24×77%1250$11k$69k62%22,1702 mi 45University of California-Santa CruzSanta Cruz, California0.24×66%—$18k$68k75%17,9403 mi 46Stony Brook UniversityStony Brook, New York0.24×49%1419$19k$75k76%18,1012 mi 47California State University-San BernardinoSan Bernardino, California0.25×94%—$5k$60k55%15,02352 mi 48Texas A&M University-College StationCollege Station, Texas0.25×57%1280$21k$72k84%59,61597 mi 49New York UniversityNew York, New York0.25×9%1520$37k$83k88%28,6631 mi 50George Mason UniversityFairfax, Virginia0.26×87%1274$18k$76k68%27,75212 mi 51California State University-ChicoChico, California0.26×93%—$14k$64k63%13,631103 mi 52University of California-RiversideRiverside, California0.26×76%—$14k$68k76%22,59340 mi 53The University of Texas Rio Grande ValleyEdinburg, Texas0.26×94%985$5k$50k51%28,66645 mi 54Northeastern UniversityBoston, Massachusetts0.26×5%1497$31k$93k91%17,3262 mi 55Virginia Polytechnic Institute and State UniversityBlacksburg, Virginia0.26×55%1364$25k$82k86%30,923173 mi 56The University of Texas at DallasRichardson, Texas0.26×65%1286$18k$68k76%21,751245 mi 57Utah State UniversityLogan, Utah0.27×92%1187$15k$54k59%20,272572 mi 58University at BuffaloBuffalo, New York0.27×74%1295$21k$71k75%20,1126 mi 59University of GeorgiaAthens, Georgia0.27×38%1397$14k$69k90%32,137175 mi 60Purdue University-Main CampusWest Lafayette, Indiana0.27×50%1364$15k$72k83%44,50385 mi 61The University of Texas at AustinAustin, Texas0.27×27%1395$20k$75k89%42,855126 mi 62Florida International UniversityMiami, Florida0.27×55%1163$9k$60k74%39,5088 mi 63University of North FloridaJacksonville, Florida0.28×53%1153$10k$56k69%13,3597 mi 64California State University-San MarcosSan Marcos, California0.28×95%—$10k$63k55%14,87710 mi 65The University of Texas at ArlingtonArlington, Texas0.28×80%1124$14k$63k54%32,294239 mi 66University of Wisconsin-MadisonMadison, Wisconsin0.28×45%1427$17k$74k90%36,90276 mi 67University of Maryland-Baltimore CountyBaltimore, Maryland0.28×72%1323$16k$70k70%10,7015 mi 68Boston UniversityBoston, Massachusetts0.28×11%1480$24k$83k89%18,2483 mi 69University of Colorado BoulderBoulder, Colorado0.28×78%1357$25k$70k74%31,939750 mi 70University of Minnesota-Twin CitiesMinneapolis, Minnesota0.28×80%1362$17k$69k85%31,855134 mi 71University of UtahSalt Lake City, Utah0.28×86%1257$16k$67k65%27,264547 mi 72Washington State UniversityPullman, Washington0.28×87%—$15k$69k61%21,099247 mi 73Fordham UniversityBronx, New York0.28×59%1418$44k$86k82%10,5122 mi 74University at AlbanyAlbany, New York0.29×69%—$17k$68k61%12,56495 mi 75James Madison UniversityHarrisonburg, Virginia0.29×72%1256$23k$70k80%20,88882 mi 76Rutgers University-New BrunswickNew Brunswick, New Jersey0.29×58%1410$24k$74k84%37,7519 mi 77University of ConnecticutStorrs, Connecticut0.29×52%1348$25k$74k83%19,83531 mi 78Towson UniversityTowson, Maryland0.29×82%1095$17k$64k69%16,1369 mi 79University of HoustonHouston, Texas0.29×74%1250$14k$62k65%38,38017 mi 80Florida State UniversityTallahassee, Florida0.29×24%1361$11k$62k86%32,21224 mi 81North Carolina State University at RaleighRaleigh, North Carolina0.29×42%1376$17k$69k85%27,37193 mi 82Western Washington UniversityBellingham, Washington0.30×93%1289$21k$63k65%13,5441 mi 83Drexel UniversityPhiladelphia, Pennsylvania0.30×79%1345$39k$85k78%13,2333 mi 84Clemson UniversityClemson, South Carolina0.30×38%1353$22k$72k87%23,300187 mi 85Florida Atlantic UniversityBoca Raton, Florida0.30×66%1127$9k$57k63%23,7572 mi 86Indiana University-BloomingtonBloomington, Indiana0.31×78%1313$16k$64k80%37,806174 mi 87Arizona State University Campus ImmersionTempe, Arizona0.31×90%—$15k$63k68%64,674166 mi 88University of South FloridaTampa, Florida0.31×43%1227$10k$58k77%37,2079 mi 89University of Central FloridaOrlando, Florida0.31×40%1269$10k$58k78%59,14623 mi 90University of Nevada-RenoReno, Nevada0.31×74%1132$16k$61k61%15,599137 mi 91Texas Christian UniversityFort Worth, Texas0.31×44%1298$37k$68k86%11,026246 mi 92University of Massachusetts-AmherstAmherst, Massachusetts0.32×60%1423$22k$72k83%23,67170 mi 93University of Colorado Denver/Anschutz Medical CampusDenver, Colorado0.32×75%1116$12k$64k46%10,519750 mi 94University of Rhode IslandKingston, Rhode Island0.32×72%1160$21k$70k73%13,3815 mi 95University of Hawaii at ManoaHonolulu, Hawaii0.32×87%1102$16k$58k64%15,0292 mi 96Auburn UniversityAuburn, Alabama0.32×46%1345$24k$65k82%26,816151 mi

US Department of Education College Scorecard and IPEDS. Missing or suppressed values are excluded. A ranking is a comparison of the named measure, not an overall quality score.