HBCUs with the Lowest Debt Relative to Earnings

HBCUs with the Lowest Debt Relative to Earnings, ranked by debt / annual earnings. Median federal debt divided by median 10-year annual earnings. These are different cohorts; this is not a repayment timeline. Four-year colleges with at least 500 undergraduates. Online-only schools are excluded. This page lists all 71 colleges in the ranking. Search and filter the list.

#

1Howard UniversityWashington, District of Columbia0.39×41%1213$51k$63k70%10,1083 mi 2Spelman CollegeAtlanta, Georgia0.42×25%1220$39k$60k78%3,414222 mi 3Bowie State UniversityBowie, Maryland0.42×72%—$19k$55k38%5,04310 mi 4Hampton UniversityHampton, Virginia0.43×62%969$25k$59k57%3,7271 mi 5University of the Virgin IslandsCharlotte Amalie, U.S. Virgin Islands0.43×99%938$7k$39k28%1,5181 mi 6Xavier University of LouisianaNew Orleans, Louisiana0.46×69%1080$17k$52k49%2,6285 mi 7Morehouse CollegeAtlanta, Georgia0.47×44%1090$39k$53k59%2,844222 mi 8Bluefield State UniversityBluefield, West Virginia0.48×97%989$14k$38k37%1,042218 mi 9Delaware State UniversityDover, Delaware0.53×47%940$14k$49k39%4,3987 mi 10Florida Agricultural and Mechanical UniversityTallahassee, Florida0.53×21%1107$14k$44k53%7,58223 mi 11Elizabeth City State UniversityElizabeth City, North Carolina0.54×64%1019$6k$40k44%1,9751 mi 12Morgan State UniversityBaltimore, Maryland0.54×82%971$15k$51k41%9,0195 mi 13Coppin State UniversityBaltimore, Maryland0.54×46%975$10k$46k26%1,8444 mi 14Tuskegee UniversityTuskegee, Alabama0.54×49%1120$35k$50k55%2,630136 mi 15Winston-Salem State UniversityWinston-Salem, North Carolina0.55×78%945$13k$45k47%4,170178 mi 16University of Maryland Eastern ShorePrincess Anne, Maryland0.57×96%—$13k$48k35%2,3916 mi 17Fayetteville State UniversityFayetteville, North Carolina0.57×82%959$8k$40k38%5,76281 mi 18Cheyney University of PennsylvaniaCheyney, Pennsylvania0.58×——$14k$38k41%61710 mi 19West Virginia State UniversityInstitute, West Virginia0.58×96%955$11k$40k39%1,321211 mi 20Virginia State UniversityPetersburg, Virginia0.58×89%948$16k$46k39%5,07410 mi 21Fisk UniversityNashville, Tennessee0.59×37%1200$32k$45k30%1,035378 mi 22Prairie View A & M UniversityPrairie View, Texas0.59×79%980$14k$45k43%8,87761 mi 23North Carolina A & T State UniversityGreensboro, North Carolina0.61×50%1074$11k$44k57%12,182157 mi 24Albany State UniversityAlbany, Georgia0.62×——$12k$41k31%5,956101 mi 25Tennessee State UniversityNashville, Tennessee0.63×70%1000$16k$43k34%4,848378 mi 26Clark Atlanta UniversityAtlanta, Georgia0.63×64%—$38k$43k49%3,603222 mi 27Oakwood UniversityHuntsville, Alabama0.64×45%—$26k$42k45%1,153288 mi 28Philander Smith UniversityLittle Rock, Arkansas0.64×——$14k$38k30%751324 mi 29Norfolk State UniversityNorfolk, Virginia0.65×88%927$15k$45k39%5,3922 mi 30Lincoln UniversityLincoln University, Pennsylvania0.65×66%920$15k$43k44%1,53914 mi 31North Carolina Central UniversityDurham, North Carolina0.66×87%1050$15k$43k42%6,081108 mi 32Southern University and A & M CollegeBaton Rouge, Louisiana0.67×35%942$20k$43k27%5,51951 mi 33Southern University Law CenterBaton Rouge, Louisiana0.67×———$43k—60751 mi 34University of Arkansas at Pine BluffPine Bluff, Arkansas0.68×41%922$13k$36k40%1,807286 mi 35Wilberforce UniversityWilberforce, Ohio0.69×41%—$6k$38k12%822129 mi 36Johnson C Smith UniversityCharlotte, North Carolina0.70×45%—$21k$43k34%1,244155 mi 37Kentucky State UniversityFrankfort, Kentucky0.71×96%870$8k$36k32%1,309245 mi 38Huston-Tillotson UniversityAustin, Texas0.72×39%1014$20k$43k34%1,005124 mi 39Claflin UniversityOrangeburg, South Carolina0.72×65%—$18k$40k52%1,70666 mi 40Lincoln UniversityJefferson City, Missouri0.73×——$19k$39k21%1,392328 mi 41Savannah State UniversitySavannah, Georgia0.74×——$8k$38k28%2,8338 mi 42Alcorn State UniversityAlcorn State, Mississippi0.74×45%904$13k$36k57%2,363116 mi 43Texas Southern UniversityHouston, Texas0.75×97%914$17k$39k22%6,84418 mi 44Wiley UniversityMarshall, Texas0.75×——$7k$33k24%712179 mi 45Virginia Union UniversityRichmond, Virginia0.76×98%850$13k$38k34%1,20318 mi 46Alabama A & M UniversityNormal, Alabama0.76×58%938$18k$41k24%6,124290 mi 47Jackson State UniversityJackson, Mississippi0.78×93%965$24k$39k51%4,600132 mi 48Le Moyne-Owen CollegeMemphis, Tennessee0.79×99%—$7k$36k27%581324 mi 49Dillard UniversityNew Orleans, Louisiana0.79×42%1050$22k$39k43%1,0633 mi 50Paul Quinn CollegeDallas, Texas0.80×40%—$13k$29k27%620226 mi 51Bethune-Cookman UniversityDaytona Beach, Florida0.80×88%880$12k$39k31%2,7322 mi 52South Carolina State UniversityOrangeburg, South Carolina0.81×83%—$18k$38k37%2,93466 mi 53Jarvis Christian UniversityHawkins, Texas0.82×——$10k$33k15%577195 mi 54Stillman CollegeTuscaloosa, Alabama0.82×62%—$15k$35k25%706172 mi 55Florida Memorial UniversityMiami Gardens, Florida0.82×85%—$23k$37k31%1,1837 mi 56Harris-Stowe State UniversitySaint Louis, Missouri0.83×——$10k$31k28%960256 mi 57Fort Valley State UniversityFort Valley, Georgia0.85×66%994$10k$37k41%2,684162 mi 58Tougaloo CollegeTougaloo, Mississippi0.87×60%—$17k$35k33%639139 mi 59Talladega CollegeTalladega, Alabama0.88×85%—$16k$32k31%701202 mi 60Grambling State UniversityGrambling, Louisiana0.89×45%943$20k$41k36%4,164187 mi 61Mississippi Valley State UniversityItta Bena, Mississippi0.89×92%870$10k$32k27%1,439216 mi 62Alabama State UniversityMontgomery, Alabama0.90×98%976$20k$35k30%3,477128 mi 63Southern University at New OrleansNew Orleans, Louisiana0.91×79%944$15k$34k13%1,0551 mi 64Texas CollegeTyler, Texas0.92×——$11k$34k14%614182 mi 65Central State UniversityWilberforce, Ohio0.92×99%—$13k$33k23%2,620128 mi 66Shaw UniversityRaleigh, North Carolina0.94×80%—$17k$34k22%87591 mi 67Livingstone CollegeSalisbury, North Carolina0.95×59%—$13k$33k28%924163 mi 68Miles CollegeFairfield, Alabama0.96×——$14k$33k16%1,155199 mi 69Lane CollegeJackson, Tennessee0.96×——$11k$32k18%736341 mi 70Benedict CollegeColumbia, South Carolina1.02×96%—$18k$32k24%1,536101 mi 71Allen UniversityColumbia, South Carolina1.12×73%—$11k$30k13%576101 mi

US Department of Education College Scorecard and IPEDS. Missing or suppressed values are excluded. A ranking is a comparison of the named measure, not an overall quality score.