Private nonprofit · University

University of the Cumberlands

Williamsburg, Kentucky · Remote town

98.8%
Admit rate
$14,107
Avg net price
50%
Graduation rate
$45,036
Median earnings

University of the Cumberlands is a private nonprofit bachelor's-granting institution in Williamsburg, Kentucky (remote town setting), enrolling 6,941 undergraduates. It has a Baptist religious affiliation.

Private nonprofitMidsize · 6,941 undergradsRemote townAccessible · 99% admitNAIA Division I · Mid-South ConferenceCold winters

About Williamsburg, Kentucky

Williamsburg is a home rule-class city in and the county seat of Whitley County, on the southeastern border of Kentucky, United States. Williamsburg was first known by early European-American settlers as the Spring Ford, after a nearby ford crossing the Cumberland River. On April 19, 1818, the first meeting of the Whitley County Court was held at Samuel Cox's dwelling. Williamsburg is home to the Kentucky Splash Waterpark (located within the Hal Rogers Family Entertainment Center). The $5 million facility also houses a go-cart course, a miniature golf course, and a five-station batting cage. (Wikipedia)

Setting
Remote town
Highest degree offered
Graduate
To Great Lakes shore
331 miles
Nearest airport
65 miles to McGhee Tyson (TYS) · major hub

How University of the Cumberlands compares

Selectivity98.8%

More selective than 6% · #24 most selective of 26 in Kentucky

Graduation rate50%

Higher than 41% · #16 of 30 in Kentucky

First-year retention74%

Higher than 43%

Earnings, 10 years after entry$45,036

Higher than 24% · #15 of 29 in Kentucky

Average net price$14,107

Cheaper than 76% · #12 cheapest of 29 in Kentucky

Median debt at graduation$14,911

Lower than 91%

Student–faculty ratio23 : 1

Lower than 5%

Undergraduate enrollment6,941

Larger than 83%

Percentiles compare University of the Cumberlands with the nation's 2,196 four-year colleges, among schools reporting each statistic. State ranks count four-year colleges in Kentucky.

Student body

Undergraduate vs. graduate

21,449students
  • Undergraduate6,94132%
  • Graduate14,50868%

Undergraduates by gender

6,941undergrads
  • Women3,92257%
  • Men3,01943%

Undergraduates by race / ethnicity

  • White81%
  • Black5.4%
  • Hispanic3.3%
  • Asian0.7%
  • Other or multiracial9.4%

Graduate gender splits aren't published in this data, so the gender chart covers undergraduates only.

By the numbers

Undergraduate enrollment
6,941
Graduate enrollment
14,508
Student–faculty ratio
23 : 1
Pell Grant recipients
53%
First-generation students
40%
Students over 25
41%
Median family income
$38,747
Avg faculty salary (academic year)
$58,932
Endowment
$313,612,764

Colleges don't publish true class-size data; student–faculty ratio (IPEDS) is the closest public measure of it.

Admissions

Admission rate
98.8%
Test scores
Not considered
SAT range (25th–75th %)
SAT average
SAT reading
SAT math
ACT composite

Cost

In-state tuition
$9,875
Room & board
$9,300
Books & supplies
$0
Total cost of attendance
$25,567
Average net price
$14,107

Net price is the total cost minus grants and scholarships — what students actually pay. It varies sharply by family income; see the breakdown below.

Outcomes

Graduated (within 6 years)
50%
Graduated on time (4 years)
40%
First-year retention
74%
Transferred to another college
21%
Median earnings, 6 years after entry
$39,046
Median earnings, 10 years after entry
$45,036
Median debt at graduation
$14,911
Students with federal loans
68%
Paying down their loans (1 year in)
46%

About 10% of students who finish here need more than four years — each extra year adds roughly another year of tuition and living costs.

Graduating on time

By student background (4 years)

All students
40%
Low-income (Pell)
42%
First-generation
44%

When these bars run close together, students from every background tend to finish at similar rates — a sign the school supports the ~30% who are first-gen or low-income.

Campus life & athletics

On-campus housing
Yes
Dorm capacity
1,420
Dorm capacity vs undergrads
20%
Application fee
Free
Athletics
NAIA Division I
Football conference
Mid-South Conference
Varsity athletes
844 (454 men · 390 women)

Housing and fees: IPEDS 2023–24. Athletics rosters: Equity in Athletics data, 2024–25. Dorm capacity can include graduate and family housing, so the share of undergrads can top 100%.

Varsity sports (15)

Track and Field and Cross Country (combined)245
Football75
Wrestling75
Other Sports64
Lacrosse55
Soccer54
Archery52
Swimming and Diving (combined)47
Baseball35
Basketball32
Tennis30
Softball25
Volleyball20
Golf19
Bowling16

Athlete counts per sport, Equity in Athletics data, 2024–25.

Campus safety

Safety grade
A
Reported offenses per 1,000 students
0.0 / year
Violent offenses (2022–2024)
0
Property offenses (2022–2024)
0

On-campus criminal offenses reported under the Clery Act, 2022–2024, across 2 campuses (22,120 students). Counts reflect reports, not convictions — schools with strong reporting cultures often show more, so a higher count doesn't simply mean a more dangerous campus.

What you'll actually pay, by family income

Average net price (total cost minus grants and scholarships) paid by aided students in each family-income band.

< $30k
$10,736
$30–48k
$11,147
$48–75k
$12,572
$75–110k
$16,441
$110k+
$18,846

College Scorecard / IPEDS, most recent year. Family income is total household income; net price covers tuition, fees, room, board and supplies after grant aid, for students receiving federal aid.

Four-year (or more) true cost

Net price for your family's income, projected across the time it actually takes students here to graduate.

Est. total to a degree
$54,140

$12,572/year × about 4.3 years — most students here don't finish in exactly four, and each extra term adds cost. A planning estimate from net-price and graduation-timing data, not a bill.

Does the school pay you to attend?

Grant aid from the school's own funds — the discount off sticker, on top of any federal or state help.

69%
of first-years get a grant from the school
$3,906
average award, among those who get one

Modest institutional aid: 69% of freshmen get a grant from the school, averaging $3,906. Most of what lowers the price here is federal or state money, not the school's own funds.

Blends need-based and merit aid — IPEDS doesn't split the two, so a high number can mean generous merit scholarships, deep need-based aid, or both. Figures cover 648 full-time first-year undergraduates, 2022–23. Source: IPEDS Student Financial Aid.

Is it worth it?

A rough return-on-investment read from what graduates earn versus what they borrow.

Median earnings (10 years)
$45,036
Typical debt at graduation
$14,911
Debt vs. one year's pay
33%
Out-earn a HS grad
48%

Typical debt would take roughly 3.3 years to repay at about a tenth of median earnings.

Solid value

A reasonable return: earnings comfortably clear the debt over a few years for most students who finish.

Earnings are the College Scorecard median for former students (working, not enrolled) 10 years after entry — not a guarantee, and they vary a lot by major. Debt is the median federal loan balance at graduation.

The pay gap here

Median earnings 10 years after entry, split by gender.

Women
$40,255
Men
$48,736

Men out-earn women by $8,481 (21%) a decade out.

Federal figures for former students working and not enrolled, 10 years after they first entered. A gap this wide usually reflects which majors men and women here tend to choose — not different pay for the same job.

Campus climate

Summer high
87°F
Winter low
25°F
Annual rain
52″
Annual snow
11.2″

Average temperature

HighLow
20°60°100°JFMAMJJASOND

Average precipitation (inches)

0.02.65.2JFMAMJJASOND

NOAA 1991–2020 climate normals, Williamsburg, KY US station (0.7 mi from campus).

Median earnings of this school's own graduates 1 and 5 years after finishing each program, and median federal-loan debt at completion (College Scorecard). Small programs are privacy-suppressed (—). Click a major to compare colleges nationally.

Colleges similar to University of the Cumberlands

Schools with a comparable profile — size, selectivity, cost, and graduate outcomes. Compare University of the Cumberlands side by side →

Colleges near University of the Cumberlands

Source: US Department of Education College Scorecard (most recent cohorts), IPEDS institutional characteristics, Equity in Athletics (EADA) data, Clery Act Campus Safety and Security data, and NOAA US Climate Normals. Distances are straight-line from campus coordinates. Percentiles compare schools of the same level (four-year vs. two-year) that report each statistic.