Private nonprofit · Seminary

SUM Bible College and Theological Seminary

El Dorado Hills, California · Large suburb

40.7%
Admit rate
$21,680
Avg net price
85%
Graduation rate
$35,418
Median earnings

SUM Bible College and Theological Seminary is a private nonprofit bachelor's-granting institution in El Dorado Hills, California (large suburb setting), enrolling 198 undergraduates. It has a Assemblies of God Church religious affiliation.

Private nonprofitSmall · 198 undergradsLarge suburbSelective · 41% admit

About El Dorado Hills, California

El Dorado Hills is an unincorporated town and census-designated place in El Dorado County, California. During the California Gold Rush, gold was washed down the South Fork of the American River, into areas that became El Dorado Hills and Folsom, but farming and ranching supplanted mining or panning for gold. (Wikipedia)

Setting
Large suburb
Highest degree offered
Graduate
To the ocean
46 miles
Nearest airport
29 miles to Sacramento (SMF) · major hub

How SUM Bible College and Theological Seminary compares

Selectivity40.7%

More selective than 89% · #25 most selective of 107 in California

Graduation rate85%

Higher than 93% · #21 of 122 in California

First-year retention64%

Higher than 19%

Earnings, 10 years after entry$35,418

Higher than 8% · #124 of 130 in California

Average net price$21,680

Cheaper than 42% · #53 cheapest of 118 in California

Median debt at graduation$26,677

Lower than 19%

Student–faculty ratio18 : 1

Lower than 18%

Undergraduate enrollment198

Larger than 13%

Percentiles compare SUM Bible College and Theological Seminary with the nation's 2,196 four-year colleges, among schools reporting each statistic. State ranks count four-year colleges in California.

Student body

Undergraduate vs. graduate

319students
  • Undergraduate19862%
  • Graduate12138%

Undergraduates by gender

198undergrads
  • Women10051%
  • Men9849%

Undergraduates by race / ethnicity

  • White31%
  • Black26%
  • Hispanic19%
  • Asian12%
  • Other or multiracial13%

Graduate gender splits aren't published in this data, so the gender chart covers undergraduates only.

By the numbers

Undergraduate enrollment
198
Graduate enrollment
121
Student–faculty ratio
18 : 1
Pell Grant recipients
45%
First-generation students
54%
Students over 25
72%
Median family income
$29,345
Avg faculty salary (academic year)
$45,000
Endowment
$82,000

Colleges don't publish true class-size data; student–faculty ratio (IPEDS) is the closest public measure of it.

Admissions

Admission rate
40.7%
Test scores
Not considered
SAT range (25th–75th %)
SAT average
SAT reading
SAT math
ACT composite

Cost

In-state tuition
$10,460
Room & board
$7,380
Books & supplies
$800
Total cost of attendance
$24,956
Average net price
$21,680

Net price is the total cost minus grants and scholarships — what students actually pay. It varies sharply by family income; see the breakdown below.

Outcomes

Graduated (within 6 years)
85%
Graduated on time (4 years)
10%
First-year retention
64%
Transferred to another college
15%
Median earnings, 6 years after entry
$30,871
Median earnings, 10 years after entry
$35,418
Median debt at graduation
$26,677
Students with federal loans
43%
Paying down their loans (1 year in)
28%

About 75% of students who finish here need more than four years — each extra year adds roughly another year of tuition and living costs.

Graduating on time

By student background (4 years)

All students
10%
Low-income (Pell)
29%

When these bars run close together, students from every background tend to finish at similar rates — a sign the school supports the ~30% who are first-gen or low-income.

Campus life & athletics

On-campus housing
Yes
Dorm capacity
7
Dorm capacity vs undergrads
4%
Housing charge (year)
$3,600
Application fee
$20

Housing and fees: IPEDS 2023–24. Athletics rosters: Equity in Athletics data, 2024–25. Dorm capacity can include graduate and family housing, so the share of undergrads can top 100%.

Campus safety

Safety grade
B
Reported offenses per 1,000 students
1.0 / year
Violent offenses (2022–2024)
0
Property offenses (2022–2024)
1

On-campus criminal offenses reported under the Clery Act, 2022–2024, across 1 campus (319 students). Counts reflect reports, not convictions — schools with strong reporting cultures often show more, so a higher count doesn't simply mean a more dangerous campus.

Reported offenses in an average year

The same 2022–2024 Clery Act reports, divided down to one year.

0.3reported offenses a year
0 violent a year0.3 property a year

By offense type, per year

Burglary
0.3

Averages, not a forecast — a single year can run well above or below this. Bars are scaled against this campus's most-reported offense, so they compare types here rather than against other schools.

What you'll actually pay, by family income

Average net price (total cost minus grants and scholarships) paid by aided students in each family-income band.

< $30k
$21,249
$30–48k
$22,068
$48–75k
$21,807
$75–110k
$23,144
$110k+
$17,426

College Scorecard / IPEDS, most recent year. Family income is total household income; net price covers tuition, fees, room, board and supplies after grant aid, for students receiving federal aid.

Four-year (or more) true cost

Net price for your family's income, projected across the time it actually takes students here to graduate.

Est. total to a degree
$116,031

$21,807/year × about 5.3 years — most students here don't finish in exactly four, and each extra term adds cost. A planning estimate from net-price and graduation-timing data, not a bill.

Does the school pay you to attend?

Grant aid from the school's own funds — the discount off sticker, on top of any federal or state help.

7%
of first-years get a grant from the school
$2,947
average award, among those who get one

Modest institutional aid: 7% of freshmen get a grant from the school, averaging $2,947. Most of what lowers the price here is federal or state money, not the school's own funds.

Blends need-based and merit aid — IPEDS doesn't split the two, so a high number can mean generous merit scholarships, deep need-based aid, or both. Figures cover 45 full-time first-year undergraduates, 2022–23. Source: IPEDS Student Financial Aid.

Is it worth it?

A rough return-on-investment read from what graduates earn versus what they borrow.

Median earnings (10 years)
$35,418
Typical debt at graduation
$26,677
Debt vs. one year's pay
75%
Out-earn a HS grad
41%

Typical debt would take roughly 7.5 years to repay at about a tenth of median earnings.

Weigh it value

The payoff is less clear-cut here — weigh the debt against the earnings and your intended field before borrowing heavily.

Earnings are the College Scorecard median for former students (working, not enrolled) 10 years after entry — not a guarantee, and they vary a lot by major. Debt is the median federal loan balance at graduation.

The pay gap here

Median earnings 10 years after entry, split by gender.

Women
$29,378
Men
$39,134

Men out-earn women by $9,756 (33%) a decade out.

Federal figures for former students working and not enrolled, 10 years after they first entered. A gap this wide usually reflects which majors men and women here tend to choose — not different pay for the same job.

Campus climate

Summer high
94°F
Winter low
34°F
Annual rain
36.1″

Average temperature

HighLow
30°70°100°JFMAMJJASOND

Average precipitation (inches)

0.03.57.0JFMAMJJASOND

NOAA 1991–2020 climate normals, Placerville, CA US station (13.5 mi from campus).

Median earnings of this school's own graduates 1 and 5 years after finishing each program, and median federal-loan debt at completion (College Scorecard). Small programs are privacy-suppressed (—). Click a major to compare colleges nationally.

Colleges similar to SUM Bible College and Theological Seminary

Schools with a comparable profile — size, selectivity, cost, and graduate outcomes. Compare SUM Bible College and Theological Seminary side by side →

Colleges near SUM Bible College and Theological Seminary

Source: US Department of Education College Scorecard (most recent cohorts), IPEDS institutional characteristics, Equity in Athletics (EADA) data, Clery Act Campus Safety and Security data, and NOAA US Climate Normals. Distances are straight-line from campus coordinates. Percentiles compare schools of the same level (four-year vs. two-year) that report each statistic.